We can help you pay off a personal loan even if you have bad credit.
When our Consolidation Express customers approach us, they owe on average £9,476. Most people hold debt of some kind. We can help you to consolidate debts and pay back personal loans. Fill in an application today to see how we can help.Apply Now
Short-term or Quick Loans
A personal loan is a one-off unsecured loan. You agree to borrow a certain amount of money and pay it back within a specified time.
Missing a payment on a personal loan, whether secured or unsecured, could result in a penalty fee on top of additional interest. In short, missing payments means you'll be paying back more money overall. A debt consolidation loan means you could pay off your personal loans, even with bad credit, today!
We consider everyone no matter what their credit score is. Our market is helping people with debt problems so we understand you may have low or very bad credit. There are always options open to you.
One affordable payment
Pay as little as £75 per month.
No problem. We consider all credit scores - even bad ones!
We are experts in debt solutions.
No upfront fees
No hidden upfront fees to worry about.
It is fast
Get your money in as little as 2 hours.
It is very fast
Our online application only takes minutes to fill out. Start now >
Representative 12.9% APR
Representative Example: Borrowing £7,500 over 60 months, repaying £167.57 per month, total repayable £10,054.20.
Total cost of credit £2,554.20.
Interest rate 12.9% (variable).
The lenders on our panel offer loans for 12-120 months, with rates from 4.4% APR to 49.9% APR.
A debt consolidation loan will be an option for you to pay off personal loans, and we consider everyone even with bad credit. This type of borrowing will allow you to pool your debts together into one affordable monthly payment.
If you’re struggling to pay back personal loans, have bad credit, and live in the UK, we may be able to help. Our team of experts is on-hand to assist you in turning several repayments into one affordable monthly payment. We understand what it’s like to be turned down because of bad credit, and we’ll always consider everyone no matter their situation.
Fill in an application today to check your eligibility.Apply Now
A debt consolidation loan will only negatively affect your credit score if you miss repayments. If you’re making your payments on time each month then your credit rating should improve over time!
You can include many types of loans:
Please note: you can’t include mortgages. Speak to an advisor for more details.
This depends on your personal circumstances but the minimum payment we accept across the board is £75 per month.
There are many different debt solutions available. If you get in touch, one of our advisors will be able to help you find the right option for you.
We work with you to create a repayment plan that’s affordable so this should never happen. But if you’re worried about missing a payment speak to one of our team members straight away. We may be able to help.