Skip to content

Credit Score

5

Credit Score

Persistent Debt – What Does it Mean for Your Credit?

Persistent debt can affect your credit rating for a significant time period. Read to find out more.
A man holding up blocks with the word Debt on them.

How to get a Loan with Bad Credit

Find out how to get a bank loan with bad credit and the types of bad credit loans available, as well as the pros and cons of them.
An upset man with poor credit.

Debt Management Plans & Your Credit Score: Explained

If you’re considering a Debt Management Plan, you should first consider the long-term impact to your credit score. For more information, read this article.
A woman wondering if a DMP will affect her credit score.

Can I get Credit with an IVA?

Being approved credit whilst on an IVA can be challenging. Find out if getting a loan on an IVA is possible.
A man wondering if he can get credit while on an IVA.

What to do if You’ve Been Declined Credit

Being declined credit can be disheartening. Read more for tips and advice on what to do if you have been declined credit.
A man holding a declined credit application.

How can I Borrow Money with Bad Credit?

It can be difficult to borrow money if you have bad or poor credit. However, it is possible to borrow with bad credit. Read more to find out more.
A bad credit score and coins.

How do Credit Reference Agencies Calculate Credit Scores?

Your credit score number is calculated using a points system based on the data in your credit file. It indicates the level of risk associated with lending to you.
A man using a calculator to understand his credit score.

What is Credit Scoring?

Credit scoring is extremely important, and can be the difference between being accepted or denied for a loan. Discover how a credit score can impact life, with Consolidation Express.
A credit score and a big question mark.

Is it Worth Viewing Your Credit Report?

How often should you be checking your credit score and what’s the big deal? We look at what a credit report should look like and how you can improve your rating.
An image of a magnifying glass over an online credit report.

Do Debt Consolidation Loans Help Your Credit?

A consolidation loan can be one way to reclaim control of your finances - and it can be good for your credit score as well - learn how here.
A woman trying to improve her credit score.

Consolidation Loan Misconceptions: “You need a good credit score to get a Consolidation Loan”

It is a common misconception that people with bad credit cannot be accepted for Debt Consolidation Loans. Find out more about consolidation loans for bad credit.
An image of a balance scale with bad credit on one side and good credit on the other.

What is Persistent Debt?

If you've been notified about your persistent debt, you’re probably surprised. It's not a demand for repayment, but here's why you should take it seriously
A woman holding a persistent debt letter.

How Can I Find Out How Much Debt I Owe?

If you’ve lost track of where you stand with one or two creditors, the information here can clear things up and help identify how much debt you owe.
A woman looking at debt with a magnifying glass.