
How Much Should You Spend on Mother’s Day?
With Mother’s Day just around the corner, we explain why you may want to rethink the message behind this festival. You might save some cash in the process!4
In this article, we'll cover:
Mother’s Day is coming up this Sunday and retailers have spent the last few weeks coming up with a variety of offers and slogans to entice you into getting that perfect gift. With everything from e-readers to jewellery suggested, there’s certainly no shortage of present ideas.
For those of us who are a bit strapped for cash though, this period can be a stressful one. After all, we want to show our mums just how much we love them but a card usually just doesn’t feel quite right…
With the average person reportedly spending around £30 on their mum, you might feel there’s an expectation to spend big this year. However, if you’re wondering just how much to part with, here’s the answer:
Whatever you can afford – if anything
Don’t get caught up in commercialism
Originally, Mother’s Day was a very different affair. In the UK, it started more as a Christian event as, once a year, you were expected to return to your hometown (or mother church). While individuals made the journey to their homes, they inevitably caught up with people they hadn’t seen in ages.
Eventually, the concept just…stuck.
These days though, we largely follow the more American version of Mother’s Day. This is important to note as, while there are several people credited with the origin of this festival, one of the most routinely cited is a woman named Anna Jarvis. She originally intended for children to use the day as a celebration of mothers.
Here’s the important thing to note though, she hated the idea of Mother’s Day becoming commercialised:
“To have Mother’s Day the burdensome, wasteful, expensive gift day that Christmas and other special days have become, is not our pleasure,” she wrote during the 1920s.
“If the American people are not willing to protect Mother’s Day from the hordes of money schemers that would overwhelm it with their schemes, then we shall cease having a Mother’s Day—and we know how.”
Given how big a gifting occasion Mother’s Day is now, we can assume that Jarvis would not be happy with how it turned out.
Your mum wouldn’t want you to spend big
Although this story is an interesting one, not getting someone a gift because of ‘historical reasons’ isn’t a great excuse. If you really can’t afford to do anything for Mother’s Day though, it’s time to just be honest with your mum.
Your mother loves you and wouldn’t want you to get into financial hardship on her behalf. Instead, give her a call, pay her a visit, enjoy spending quality time together. At the end of the day, she probably cares about that far more than some fancy technological gizmo.

Are you looking for help in repaying your debt?
If you are struggling with your current debt repayments, a UK debt consolidation loan may be the right the debt solution for you. Here at Consolidation Express, we may be able to combine your monthly debt repayments into one manageable payment per month.
Find Out More
APRs from 5.8% to 89.9%
We are a broker, not a lender.
Unsecured Loan Representative 69.9% APR
Borrowing £7,500 over 36 months, repaying £502 per month, total repayable £18,083. Total cost of credit £10,583. Interest rate 69.9% (variable). The lenders on our panel offer loans for 12-60 months, with rates from 5.8% APR to 89.9% APR. The Representative Example is based on all loans paid out by lenders between 19th Apr 2022 and 23rd Dec 2022.
Secured Representative 11.7% APR
If you choose to add fees to the loan: Assumed borrowing of £25,000 over 120 months, plus a broker fee of £2,500 and a lender fee of £250 would result in monthly repayments of £345.55, the borrowing rate is 8.6% (variable), the APRC is 11.7% (variable), total charge for credit £16,466.00 and the total amount payable £41,466.00. You can opt to pay the lender and/or broker fees upfront, your adviser will discuss these options with you.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any debt secured on it. All rates vary subject to loan amount, loan type and status. Repaying your debt over a longer period of time may increase the amount you pay.